As we are not (and won't be for a while) using our cars as much as we used to, as a driver myself I'd welcome a type of car insurance that would allow me to reduce or increase my premium dynamically depending on how much I am using my car on a weekly/monthly basis. This kind of model would also allow to encourage to reduce the car usage in order to save money.
Flexible car insurance would allow more flexible control over family finances.
Encourages using other means of transportation.
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